First Bankers Trust | Small Business

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The first and last bank for your business.

At First Bankers Trust, we offer the tools to grow your business at any scale. Whether you’re a small business owner looking for our no-fee Simply Free Business Checking or managing a larger corporation with more complex needs, we’ve got tailored solutions for you.

From digital banking tools to small business loans and treasury management services, we’re here to support every step of your business journey.

Simplify Your Business with Digital Banking Solutions

Functionality

Our digital banking tools make it easy to manage your finances in one place. From online invoicing and digital payment acceptance to bill management and financial reporting, we provide the tools you need to stay on top of your business—without the hassle of juggling multiple platforms.

Simplicity

Say goodbye to financial stress. With First Bankers Trust, you can access powerful features like ACH templates, wire transfer tools, and account alerts—all from your business checking account. Manage everything from your desktop or mobile device, no matter where business takes you.

Affordability

Enjoy the benefits of digital banking with no hidden fees. With Simply Free Business Checking, invoicing tools and streamlined payment processing are easy to set up and cost-effective, so you can spend less time worrying about fees and more time growing your business.

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Whether you're expanding, upgrading, or managing cash flow, First Bankers Trust offers small business loans tailored to fit your needs. With competitive rates, expert support, and loans up to $1 million, we’re here to help you take your next big step.

Why Choose First Bankers Trust for Your Business Loan?

Tailored Solutions: Flexible loans to support your unique goals.
Expert Guidance: Work with local lending experts who understand your business.
Win for Your Business: Take out a small business loan under $1M and be entered to win $500 for your business.
Give Back: We’ll also donate $500 to a charity or nonprofit of your choice—because your success fuels more than just your business.

Your next big move starts here. Apply today and let us help you grow while giving back to the community!

Frequently Asked Questions (FAQ)

1. What prizes are available during the promotion?

There are three $500 prizes available:
For Business Checking Accounts:
- One business that opens a Business DDA Account during the giveaway period (2/1 - 3/31) will win a $500 cash prize.
For Small Business Loans:
- One business that takes out a small business loan under $1M will win a $500 cash prize.
- First Bankers Trust will also donate $500 to a charity or nonprofit of the winning borrower’s choice.

2. Who is eligible to participate?

Business Checking Accounts: Any business that opens a Business DDA Account between 2/1 and 3/31 qualifies for the $500 checking account giveaway.
Small Business Loans: Any business that takes out a small business loan under $1M during the same period is eligible for the loan-related prizes.

3. When will the winners be announced?

Winners will be announced within 90 days of the promotion’s end (3/31).

4. How does the charity donation work?

If you win the $500 prize for taking out a small business loan, First Bankers Trust will donate an additional $500 to a charity or nonprofit organization of your choice. You’ll have the opportunity to select your preferred organization during the loan process.

5. What can small business loans be used for?

Our small business loans are designed to support a variety of needs, including:
- Expanding your business.
- Purchasing equipment or inventory.
- Managing cash flow or refinancing existing debt.
- Funding growth opportunities tailored to your business goals.

6. What are the benefits of opening a Business DDA Account?

Our Business DDA Accounts, including Simply Free Business Checking, offer:
- No monthly fees.
- Simplified tax-time preparation with clear separation of personal and business finances.
- Access to digital banking tools, including invoicing, payment templates, and account alerts.