Privacy Policy

You may view our privacy statement here.

Comments should be directed to:
Privacy Committee
1201 Broadway
Quincy, Illinois 62301

Phone: 877-228-8001
privacy@firstbankers.com

Links
First Bankers Trust Co. has a number of links to other sites. These are offered as a courtesy and a convenience. First Bankers Trust assumes no responsibility for the content, safety, security, or privacy of any such site or any transactions with respect thereto. If you have questions or concerns about any other site's policy regarding these matters, you should contact that site or it's sponsor.

Disclosure of Background Information
We may collect information regarding your mobile device such as device settings, unique device identifiers, information about your location, and analytical information that may assist with diagnostics and performance. For your convenience, you may be asked to grant permission for access to your mobile device's geolocation data. This information may be collected when you use certain services that are dependent on your mobile device’s location (such as the location of an ATM or in store transactions).

WHAT DOES FIRST BANKERS TRUST COMPANY, N.A. DO WITH YOUR PERSONAL INFORMATION?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit history and credit scores When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Bankers Trust Company, N.A. chooses to share; and whether you can limit this sharing.

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and income
Account balances and payment history
Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Bankers Trust Company, N.A. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does First Bankers Trust Company, N.A. share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes— information about your transactions and experiences	Yes	No
For our affiliates’ everyday business purposes— information about your creditworthiness	No	We don't share
For non-affiliates to market to you	No	We don't share

Questions?	Call 1 (877) 228-8001 or go to www.firstbankers.com

Who we are
Who is providing this notice?	First Bankers Trust Company, N.A.

First Bankers Trust Mobile App
Permissions	Functions
IMAGES	When a customer grants permission to the First Bankers Trust Mobile App to access their mobile device camera, the app collects your images that are uploaded for mobile deposit purposes. These images are shared for transactional processing and retention.
LOCATION INFORMATION	With location services enabled and user opt-in when prompted, we collect location data when you use the services, even when the app is not in use (ex: to provide fraud detection services). If you do not want us to collect this information, you may decline the collection of your location when prompted or adjust the location settings on your device. If you initially consented to the collection of location information, you can subsequently stop the collection of this information by changing the preferences on your mobile device. Please note, if you withdraw consent to our collection of location information, you may no longer be able to use some features of the First Bankers Trust Mobile app.

First Bankers Trust Mobile App

Permissions

Functions

IMAGES

When a customer grants permission to the First Bankers Trust Mobile App to access their mobile device camera, the app collects your images that are uploaded for mobile deposit purposes. These images are shared for transactional processing and retention.

LOCATION INFORMATION

With location services enabled and user opt-in when prompted, we collect location data when you use the services, even when the app is not in use (ex: to provide fraud detection services). If you do not want us to collect this information, you may decline the collection of your location when prompted or adjust the location settings on your device.

If you initially consented to the collection of location information, you can subsequently stop the collection of this information by changing the preferences on your mobile device. Please note, if you withdraw consent to our collection of location information, you may no longer be able to use some features of the First Bankers Trust Mobile app.

What we do
How does First Bankers Trust Company, N.A. protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First Bankers Trust Company, N.A. collect my personal information?	We collect your personal information, for example, when you Open an account or deposit money Pay your bills or apply for a loan Use your credit or debit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include institutions with a First Bankers Trust name; and financial companies such as First Investment Services
Non-affiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. First Bankers Trust Company, N.A. does not share information with non-affiliates.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. LPL Financial; Fiserv Card Services.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Our affiliates include institutions with a First Bankers Trust name; and financial companies such as First Investment Services

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

First Bankers Trust Company, N.A. does not share information with non-affiliates.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

LPL Financial; Fiserv Card Services.

Privacy Policy

WHAT DOES FIRST BANKERS TRUST COMPANY, N.A. DO WITH YOUR PERSONAL INFORMATION?

Why?

What?

How?

Reasons we can share your personal information

Does First Bankers Trust Company, N.A. share?

Can you limit this sharing?

Questions?

Who we are

First Bankers Trust Mobile App

What we do

Definitions

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