Limited-Time Rate Specials
Save today while planning for the future with limited-time CD and money market specials with First Bankers Trust Company, N.A. Take advantage and come into a branch today or fill out the form below!
Limited Time Rate Specials
CD Rate Specials
Terms/Name |
Minimum Opening Deposit |
Rate |
APY* |
7 Month Special |
$1,000-$9,999.99 new to bank funds |
4.83% |
4.90% |
7 Month Special |
$10,000+ new to bank funds |
5.03% |
5.10% |
11 Month Special |
$1,000-$9,999.99 new to bank funds |
4.64% |
4.70% |
11 Month Special |
$10,000+ new to bank funds |
4.84% |
4.90% |
23 Month Special |
$1,000-$9,999.99 new to bank funds |
3.67% |
3.70% |
23 Month Special |
$10,000+ new to bank funds |
4.25% |
4.30% |
35 Month Special |
$1,000-$9,999.99 new to bank funds |
3.27% |
3.30% |
35 Month Special |
$10,000+ new to bank funds |
3.76% |
3.80% |
**The Annual Percentage Yield (APY) for the cd rate specials listed are effective 11/30/2023. The minimum balance required to open the account and obtain the stated 4.90% APY is $1,000 new money for the 7 Month Special Certificate of Deposit or $10,000 new money for the 7 Month Special Certificate of Deposit with an APY of 5.10%. The minimum balance required to open the account and obtain the stated 4.70% APY is $1,000 new money for the 11 Month Special Certificate of Deposit or $10,000 new money for the 11 Month Special Certificate of Deposit with an APY of 4.90%. The minimum balance required to open the account and obtain the stated 3.70% APY is $1,000 new money for the 23 Month Special Certificate of Deposit or $10,000 new money for the 23 Month Special Certificate of Deposit with an APY of 4.30%.The minimum balance required to open the account and obtain the stated 3.30% APY is $1,000 new money for the 35 Month Special Certificate of Deposit or $10,000 new money for the 35 Month Special Certificate of Deposit with an APY of 3.80%. Interest for each Certificate of Deposit compounds semi-annually. Interest penalty for early withdrawal. Depositors insured up to $250,000 subject to FDIC Regulations. Limited time offer.
Money Market Specials
Terms/Name
|
Minimum Opening Deposit
|
Rate
|
APY
|
Smart Business Money Market -
6 Month Rate Lock**
|
$50,000 new to bank funds
|
3.20%
|
3.25%
|
Consumer Money Market -
6 Month Rate Lock**
|
$50,000 new to bank funds
|
2.50%
|
2.53%
|
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**The Annual Percentage Yield (APY) for the smart business money market account and consumer money market account are effective 04/03/2023. The minimum balance required to open the account and obtain the stated APY is $50,000 new money for the smart business money market 3.25% APY; the minimum balance required to open the account and obtain the stated APY is $50,000 new money for the consumer money market 2.53% APY. Rates are guaranteed for six months. Depositors insured up to $250,000 subject to FDIC Regulations. Limited time offer.
Disclosures and Current Rates Available Upon Request (877) 228-8001